Finance calculators

Free US Finance Calculators

Paycheck, mortgage, and loan math — done in your browser, with the formula shown, no signup required.

Live · 50 states

Paycheck / Take-Home Pay Calculator

Federal tax, FICA, and state tax by state — pick yours below.

Live

Should I Pay Off My Mortgage Early?

Extra payments, biweekly, and a lump sum — combined in one calculator, full amortization schedule shown.

Coming soon

Refinance Break-Even Calculatorsoon

Itemized closing costs vs. monthly savings, month by month.

Coming soon

HELOC Payment Calculatorsoon

Draw-period vs. repayment-period payments, plus a rate-stress test.

Coming soon

Home Affordability Calculatorsoon

The 28/36 rule, shown transparently, not just a single number.

Paycheck calculator by state

50 states live so far — more added as tax data is verified.

AlabamaProgressive AlaskaNo tax Arizona2.50% flat ArkansasProgressive CaliforniaProgressive Colorado4.40% flat ConnecticutProgressive DelawareProgressive FloridaNo tax Georgia4.99% flat HawaiiProgressive Idaho5.30% flat Illinois4.95% flat Indiana2.95% flat Iowa3.80% flat KansasProgressive Kentucky3.50% flat Louisiana3.00% flat MaineProgressive MarylandProgressive MassachusettsProgressive Michigan4.25% flat MinnesotaProgressive Mississippi4.40% flat MissouriProgressive MontanaProgressive NebraskaProgressive NevadaNo tax New HampshireNo tax New JerseyProgressive New MexicoProgressive New YorkProgressive North Carolina3.99% flat North DakotaProgressive Ohio2.75% flat OklahomaProgressive OregonProgressive Pennsylvania3.07% flat Rhode IslandProgressive South CarolinaProgressive South DakotaNo tax TennesseeNo tax TexasNo tax Utah4.45% flat VermontProgressive VirginiaProgressive WashingtonNo tax West VirginiaProgressive WisconsinProgressive WyomingNo tax